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Savings & Money Market Accounts


Money Market

Health Savings

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Minimum to open




Interest Yes Yes* Yes*
Monthly Service Charge
  • $5 monthly service charge if minimum daily balance below $100 per quarter.
  • No charge if daily balance is $100 or greater per quarter.
  • $12 monthly service charge if minimum daily balance is below $1500.
  • No monthly service charge if daily balance is $1500 or greater.
  • $25 annual account maintenance fee
  • Minors under 18 - $50 minimum to open, service fees waived
  • Unlimited ATM withdrawals
  • $2 per item fee if 10 or more withdrawals per quarter
  • No annual fee - ATM card
  • Internet Banking
  • Free 24-hour Telephone Banking
  • Free e-statement without  images
  • Combined statements for multiple accounts available upon request

American Bank of Texas may require not less than 7 days notice in writing before each withdrawal from an interest bearing account, other than a time deposit account, or from any other savings account as defined by Regulation D.

Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

* Rates subject to change daily. Daily balance method used to calculate interest on the account. Interest compounds monthly. Fees may reduce earnings