- $1000 minimum opening deposit
- Earns Interest*
- $10 monthly service charge if minimum daily balance below $1500. No charge if daily balance is $1500 or greater.
- Unlimited check writing
- Overdraft Privilege
Available per the bank's current Overdraft Privilege Policy
- No annual fee – debit card
- Specialty debit card $5
- Internet Banking with Bill Pay
- Free Mobile Banking
- Free 24hr Telephone Banking
- Free e-statement with images
- Free paper statement without images
- Combined statements for multiple accounts available upon request
- Option to join American Bank of Texas Travel Club
* Rates subject to change daily. Daily balance method used to calculate interest on the account. Interest compounds monthly. Fees may reduce earnings.