Current Deposit Interest Rates

All rates listed on this page are effective for 04/19/2014 and are subject to change without notice. See bottom of the page for more information about our rates.

Certificate of Deposit

 
$1,000-$9,999
$10,000-$24,999
$25,000 & OVER
TERM
RATE
APY
RATE
APY*
RATE
APY*
30 days
0.01
0.01
0.05
0.05
0.10
0.10
60 days
0.05
0.05
0.10
0.10
0.15
0.15
90 days
0.10
0.10
0.15
0.15
0.20
0.20
182 days
0.20
0.20
0.25
0.25
0.30
0.30
9 mos
0.25
0.25
0.30
0.30
0.35
0.35
12 mos
0.30
0.30
0.35
0.35
0.40
0.40
16 mos
0.35
0.35
0.40
0.40
0.65
0.65
18 mos
0.40
0.40
0.45
0.45
0.50
0.50
24 mos
0.65
0.65
0.70
0.70
0.75
0.75
30 mos
0.80
0.80
0.85
0.85
0.90
0.90
36 mos
1.00
1.00
1.05
1.05
1.10
1.10
48 mos
1.25
1.26
1.30
1.31
1.35
1.36
60 mos
1.50
1.51
1.55
1.56
1.60
1.61
Money Market   Interest Checking
 
Rate
APY
 
Rate
APY
$0-$9,999.99
0.10
0.10
$0-$24,999.99
0.05
0.05
$10,000-$24,999.99
0.20
0.20
$25000 & over
0.10
0.10
$25,000-$49,999.99
0.25
0.25
Savings
$50,000-$99,999.99
0.30
0.30
  Rate APY
$100,000-$499,999
0.35
0.35
All Amounts .10 .10
$500,000 and over
0.35
0.35
 
  • All rates listed on this page are subject to change without notice.
  • Certificate of Deposit rates are determined by a customer's total deposits with the bank.
  • The $25,000 & OVER tier is used for IRA CDs.
  • Minimum opening balance for Money Market and Interest Checking accounts - $1,000.00.
  • Minimum opening balance for Savings accounts - $100.00.
  • Service fees assessed to any Money Market, Interest Checking or Savings account may reduce earnings.
  • Rates on this page do not apply to the CDARS program or Public Funds.
  • APY = Annual Percentage Yield
  • Rate = Interest Rate
  • The APY assumes that interest will remain on deposit until maturity.  If interest is withdrawn prior to maturity earnings will be reduced.
  • We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
  • We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.  Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.
  • See your notice of penalty for early withdrawal.