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Checking Accounts

Free Checking

Gold Checking

62 Years and over

Interest Checking

  Apply   Apply   Apply
Minimum to open $25 $150 $1000
Interest N/A N/A Yes*
Monthly Service Charge Free No charge if daily balance $250 or greater. $5 if minimum daily balance below $250. No charge with combined balances of $500 or more in related deposit accounts. No charge if daily balance is $1500 or greater. $10 if minimum daily balance below $1500.
Standard Features
Additional Features Free paper statement without images
  • Option to join American Bank of Texas Travel Club
  • Up to 400 free non-duplicate bank stock checks per year OR 20% discount on select styles including duplicates
  • No fee for cashier’s and traveler’s checks or money orders
  • Free 3x5 safe deposit box for 1 year (subject to availability)
  • Discounted safe deposit box after first year (subject to availability)  
  • Free paper statements with images

American Bank of Texas may require not less than 7 days notice in writing before each withdrawal from an interest bearing account, other than a time deposit account, or from any other savings account as defined by Regulation D.

Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

* Rates subject to change daily. Daily balance method used to calculate interest on the account. Interest compounds monthly. Fees may reduce earnings