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Business Internet Banking

Manage your funds from anywhere

Features

  • Review balance information and transaction history
  • View check and deposit images, as well as cancelled checks
  • Transfer funds between accounts
  • Export a file of transactions to Quickbooks®, Quicken®, or a comma delimited file format
  • Make loan payments
  • View and download e-statements
  • Stop payments on a single check or a range of checks
  • Submit changes of address
  • Receive balance alerts by email, phone, or secure message
  • Set up automatic email alerts when designated accounts reach a specified balance
  • Online Bill Pay

Enhance Business Internet Banking with…

ABTexas Cash Management

  • Provide different functionality to different employees, control the accounts that each may access
  • Initiate repetitive or non-repetitive wire transfers
  • Pay federal tax payments online with Electronic Federal Tax Payment System (EFTPS)
  • ACH Origination Services – ideal for direct deposit, vendor payment, cash concentration, and much more
  • Save time by setting up payment templates and recipient lists

Remote Deposit Capture

It’s all about convenience:

  • low-cost
  • easy to use and quickly deployed
  • increased productivity due to fewer trips to the bank - less time out of the office
  • improved cash flow
  • centrally manages deposit activity across multiple store locations
  • web-based technology
  • quick, simple training

American Bank of Texas is licensed by DTC under U.S. Patent Nos. 5,910,988 and 6,032,137.

Positive Pay

Positive Pay provides one of the best ways for business owners to protect their accounts from losses due to check fraud. Checks presented for payment are compared to issue information provided by the company to the bank. The company receives information about exception items before payment is released.

How it works: Each day you transmit check issuance information to American Bank of Texas through Online Cash Management. The bank verifies the serial numbers and dollar amounts of checks as they are presented for payment. Any checks that do not match your issue information will be sent to you in a Positive Pay Exception Report. You review the Exception Report and indicate whether each item should be paid or returned.

Lockbox

Lockbox allows you to speed up collection time and reduce the cost of your accounts receivables. Payments are sent to a special post office box set up for your company. American Bank of Texas collects the payments from the post office and then processes and deposits the receipts to your account. You receive images of checks, invoices, envelopes and other correspondence.